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Hero Loan Program - Buying a Home for sale in NM

The New Mexico Mortgage Finance Authority (NMMFA) is currently promoting its“Hero” program for Teachers, Safety workers, Health Care workers and Active Members of the Armed Forces.  We love helping these people and have been doing promotions at workplaces.  If you would like us to come to your work place and tell your friends, staff, colleagues, please call us at 505-750-3305

Here are the things you should know about it:

It is an FHA type loan

You must have a minimum 620 credit score.

Borrower must have $1,000.00 of their own money into the loan. This $1,000.00 may not come from a gift.

Borrower does NOT  have to be a first time homebuyer.  They cannot currently own any single family homes.

The Income Limit is $73,200.00.

The price of the home/property can not go over $243,945.00

This is a grant program which means the money is paid for you. The amount of the grant is 3.5% of the final loan amount (including upfront MIP) and can be used towards down payment and costs.  Depending on the lender you use, this can mean only $1000 to close on a new house.  The $500 down program is for low income first time homebuyers.  Check with us on that NM Mortgage Loan as well!

We have several mortgage lenders that we will refer you to help with this program.  There are also other loan programs for low income borrowers.  Ask us about other MFA loan programs for buyers. Again, call 505-750-3305 for your Albuquerque Realtor, The Templeton Team.

A few homes for sale in Albuquerque

4717  Galleta Road NW, Albuquerque NM 87120

$144,900

4717 Galleta Road NW, Albuquerque

This cute casa features fresh paint and new carpet, vaulted ceilings, and a cozy fireplace for those chilly winter nights. Open floor plan, large backyard-all this in an ...

  • Beds 3
  • Baths 2.0

5621  KNIGHT Road NE, Albuquerque NM 87109

$215,000

5621 KNIGHT Road NE, Albuquerque

Wonderfully kept Single Story Townhome in sought after American Heritage Neighborhood. Three nice size Bedrooms, Open Greatroom w/ bright windows overlooking back patio....

  • Beds 3
  • Baths 2.0

1415  Villa Ventosa  NE, Albuquerque NM 87113

$179,500

1415 Villa Ventosa NE, Albuquerque

Featuring New Carpet, Granite Kitchen Countertops, Recessed lighting and a Spacious Kitchen, this Vista Del Norte home offers tremendous value. House also features a spac...

  • Beds 2
  • Baths 2.0

10524  Lost Arrowhead Avenue SW, Albuquerque NM 87121

$132,000

10524 Lost Arrowhead Avenue SW, Albuquerque

Don't miss out on this one! 3 bedroom, 2 bath charmer in southwest albuquerque. Easy freeway access and close to shopping. Great light and airy floorplan to use how you l...

  • Beds 3
  • Baths 2.0

1024  Atrisco Drive, Albuquerque NM 87105

$160,000

1024 Atrisco Drive, Albuquerque

Backs to open space with unobstructed view of Sandia mountain, downtown and Rio Grande river. Brick house. Refrigerated air only few years old. Security wrought iron. Bal...

  • Beds 4
  • Baths 3.0

10524  Calle Merida  NW, Albuquerque NM 87114

$163,000

10524 Calle Merida NW, Albuquerque

Really Nice Home That's in Excellent Condition with Open Living Concept. Enjoy a Large Kitchen w/Tons of Beautiful Cabinets and Great Counter Space for the Chef, Breakfas...

  • Beds 3
  • Baths 2.0

7505  Raymond Drive NE, Albuquerque NM 87109

$189,000

7505 Raymond Drive NE, Albuquerque

Great location across from Loma Del Norte park! NEW CARPET throughout. 2 living areas, & 4 bedrooms! Spacious family room has a wood burning fireplace with custom tile he...

  • Beds 4
  • Baths 2.0

2220  Frederick Place NW, Albuquerque NM 87104

$199,900

2220 Frederick Place NW, Albuquerque

Significant updates in this cozy home. 2 front bedrooms with a full bath and a private ample master nestled in the back. Astounding kitchen -- space and cabinetry galor...

  • Beds 3
  • Baths 2.0

3939  Rio Grande Boulevard NW Unit UNIT 54, Albuquerque NM 87107

$167,000

3939 Rio Grande Boulevard NW Unit UNIT 54, Albuquerque

A charming adobe situated on 11 acres under the cottonwoods awaits it's new owner. This two bedroom abode has all the charm you would expect in the north valley with bri...

  • Beds 2
  • Baths 1.0

8305  Fairmont Drive NW, Albuquerque NM 87120

$179,900

8305 Fairmont Drive NW, Albuquerque

Open Feeling as soon as you enter. Soaring ceiling and fireplace. Great windows. Large built in bookcase surrounds fireplace hearth.Master on the main floor with lots of ...

  • Beds 3
  • Baths 3.0

5709  Tioga Road NW, Albuquerque NM 87120

$135,000

5709 Tioga Road NW, Albuquerque

Immediate Availability!!!!! Large corner lot in Taylor Ranch!!! New carpet and paint throughout. Double door entry, wood burning fireplace, possible backyard access a...

  • Beds 4
  • Baths 2.0

10748  Shooting Star Street NW, Albuquerque NM 87114

$131,900

10748 Shooting Star Street NW, Albuquerque

Amazing beautiful home inside. Ready to move in. Professionally freshly painted inside & out. New ceramic flooring in all wet areas. New carpet. Window blinds & screens. ...

  • Beds 3
  • Baths 2.0

13411  RACHEL Road SE, Albuquerque NM 87123

$192,000

13411 RACHEL Road SE, Albuquerque

Raised ceilings and light filled rooms in this foothills home with Open Kitchen with bar and breakfast nook. Located on a Lovely non-through street with park. This is an ...

  • Beds 3
  • Baths 3.0

6112  CALLE CORAZON Court NW, Albuquerque NM 87114

$175,000

6112 CALLE CORAZON Court NW, Albuquerque

Cute one story house with high ceilings, family room with fireplace, covered porch and no neighbors behind you! Enjoy lots of privacy in this backyard with expansive vie...

  • Beds 3
  • Baths 2.0

4615  Huyana Drive, Albuquerque NM 87120

$175,000

4615 Huyana Drive, Albuquerque

Don't miss out! This wonderful home boasts beautiful wood floors, upgraded kitchen with island, granite counter tops, gas kiva style fireplace, plenty of storage and dow...

  • Beds 3
  • Baths 3.0

10305  Rempas Drive NW, Albuquerque NM 87114

$249,000

10305 Rempas Drive NW, Albuquerque

Beautiful home just steps away from Desert Green Golf Course! This home has tons of features including electric shutters for climate control throughout home, built-in vac...

  • Beds 3
  • Baths 3.0

515  9TH Street SW, Albuquerque NM 87102

$139,900

515 9TH Street SW, Albuquerque

Fantastic home located in the heart of the bustling Downtown Area. This beautifully renovated bungalow offers a spacious lot with endless possibilities. Zoned R-2, new r...

  • Beds 1
  • Baths 1.0

8232  Bluffs Edge Street NW, Albuquerque NM 87120

$246,500

8232 Bluffs Edge Street NW, Albuquerque

Wow Look No Further! What a find!! Great Views and a Great location! Close to shopping malls and fine dining.....just above Coors Road and Paseo Del Norte. Quick Access T...

  • Beds 3
  • Baths 3.0

8627  Eagle Creek Drive NE, Albuquerque NM 87113

$201,900

8627 Eagle Creek Drive NE, Albuquerque

Excellent Price and Great Potential! Come Take a Look. Home Needs Work But Appears to Be Mostly Cosmetic. Has Great Features with Spacious Rooms, Loft and Huge Backyard!...

  • Beds 3
  • Baths 3.0

2615  MORNINGSIDE Drive NE, Albuquerque NM 87110

$200,000

2615 MORNINGSIDE Drive NE, Albuquerque

Adjacent to commercial Property. Large Work Shop with separate entrance. These lots have had back Alley incorporated into lot. Perfect for live work situation.

  • Beds 3
  • Baths 3.0

Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.