April 23, 2019

Preparing Your Estate as You Approach End-of-Life

 

Taking the necessary steps to safeguard your assets after you pass is incredibly important, and we would be happy to help you do so.

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Many people are unsure of what steps they must take to prepare their estate as they near the end of their life. We all want to safeguard our loved ones’ futures and ensure our assets are properly handled, but with all the options available, like wills, trusts, estate plans, and transfer-on-death certificates, it’s often difficult to know how best to achieve this.

 

The truth is that setting up plans for the future of your assets is highly personal. There is no one-size-fits-all approach. And as painful as this all can be to talk about, it is even more painful to imagine what would happen if you were to pass without a plan in place, leaving your loved ones to figure things out on their own.

 

"Having a plan in place will save your loved ones time and money, and it will also eliminate undue stress during the transfer of assets." 

 

We specialize in handling circumstances such as these and would be happy to help you. We would also be happy to connect you with our accountants and state attorneys so that you can enjoy peace of mind as you near the end of life. Having a plan in place will save your loved ones time and money, and it will also eliminate undue stress during the transfer of assets.

 

If you have any other questions or would like more information, feel free to give us a call or send us an email. We look forward to hearing from you soon.

Posted in Templeton Team
March 28, 2019

Need Some Work Done on Your Home? We Know People Who Can Help

 

If you’re looking to get some work done on your home, we know a lot of experts who’d love to do the job.

Buying a home? Click here to perform a full home search

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Today I just want to give a quick reminder that here at Templeton Prime Properties, we work with many great vendors. If you’re looking to get some work done on your home, we know a lot of experts who’d love to do the job. Not only do they charge a reasonable rate, but we’ve also thoroughly vetted them over time. Whether you’re looking to buy, sell, or just maintain your home, we want to be a part of the process. If you’d like to find out who we recommend to fulfill any of your home’s needs, don’t hesitate to get in touch with us or contact us on our website.

Posted in Templeton Team
March 12, 2019

Lending Home Sellers a Helping Hand

 

If you’re thinking of selling your home, we can help you even if you’re not quite ready to meet with a Realtor yet.

Buying a home? Click here to perform a full home search

Selling a home? Click here for a FREE Home Price Evaluation

 

Are you thinking of selling your home?

 

We realize that many people out there want to buy, sell, or invest in real estate. They’re wondering how the process works, but they also feel like it’s too early to meet with us and get the ball rolling. That’s perfectly fine, and it’s also why we created buying and selling guides for our clients.  

 

"If you want to put your home on the market and you’re ready to start the process, reach out to us now and we’d be happy to meet with you." 

 

These guides illustrate and explain the buying and selling processes and tell you everything you need to know. If you’d like your own buyer or seller guide, click here and we’d be happy to send you a copy.

 

If you want to put your home on the market and you’re ready to start the process, reach out to us now and we’d be happy to meet with you, give your home a free valuation, and explain the rest of the home selling process.

 

As always, if you have any other questions or real estate needs, feel free to call or email us anytime. We’d love to help you.

Posted in Home Seller Tips
March 1, 2019

There’s No Better Time to List Than Right Now

 

Our market is low on inventory, so if you’re thinking of selling, the best time to do so is now.

Buying a home? Click here to perform a full home search

Selling a home? Click here for a FREE Home Price Evaluation

 

The Albuquerque market has all but run dry of inventory. With demand far outstripping supply, it’s easier than ever to sell quickly and for top dollar. So if you’ve been thinking of putting your home on the market, now is the time. The market needs new listings. Our team would love to assist you in achieving your goals as a seller, so please reach out.

Posted in Home Seller Tips
Dec. 17, 2018

Considering a Career With Templeton Prime Properties? We’re Hiring!

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Talent searching—the reason I bring this up to you today is that our team is looking to hire new members. We have sales positions, administrative positions, and all sorts of opportunities available to fill. We want to meet your most talented candidates, and even if you’ve only ever thought about getting into real estate, we would love to chat with you. Of course, not everyone’s going to be the best fit for our team, but we will still appreciate the chance to connect with you in the world of real estate. If you’ve ever wondered what it would take to get your license that would allow you to help clients buy or sell houses or to be a part of the Templeton Prime Properties team, reach out to us. We’ll talk about the opportunities we have coming up in 2019.

Posted in Templeton Team
Dec. 3, 2018

10 Must-Ask Questions to Cover When Interviewing Lenders

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Lenders play an essential role in the real estate process. So, when buyers choose a lender at random, without giving any thought to the person they’re trusting to handle their finances through the deal, things are sure to go wrong. In fact, buyers who don’t put much consideration into their choice of lender will almost always close late, if at all. 

To avoid the frustration of losing out on a deal, you’ll need to be careful when it comes time to select your lender. That said, there are 10 things you should be asking any mortgage banker you interview before choosing which one to hire: 

1. “What loan is best for me?” Any qualified lender should be able to guide you toward a loan product that will match your goals, budget, and financial position. The right person for the job will give you their honest opinion on what loan is best for you, instead of what loan is best for them in terms of how they’ll be paid out at the end of the deal. 

2. “What is the quoted interest rate and the annual percentage rate?” Determining whether a given option will carry additional costs is very important. Also, be sure to check rates across multiple lenders to see if you’re getting the best deal.

3. “Do you offer any discount points, and does this loan carry any origination fees?” 

4. “What are all of the costs I can expect?” You should have a full understanding of the expenses that will be involved before proceeding with any lender. 

5. “Can you provide me with a loan estimate?” Getting a loan estimate from a few different lenders will give you the chance to compare your options. 

6. “How soon can you offer me a rate lock?” 

7. “Is there a prepayment penalty?” If there are any additional expenses that may arise over the life of your loan, you’ll want to be aware of them beforehand.

8. “Are you equipped to approve loans in-house?” This will impact how quickly they’re able to work.

9. “How much time do you need to fund?” If you close on a given day, will it take the lender days after that point to fund the loan? 

10. “Do you guarantee on-time closings?” When interviewing a lender, it’s important to ask them about the steps they can and would take in the event that they are running behind as the closing date approaches. 

If you have any other questions or would like more information, feel free to give us a call or send us an email. We look forward to hearing from you soon.

 

Certain officers, directors, and owners of Keller Williams Realty, Inc. have ownership interests in KellerMortgage. You are not required to use Keller Mortgage. Please read our Affiliated Business Arrangement Disclosure HERE.

Posted in Home Buyer Tips
Nov. 19, 2018

What’s the Best Customer Service Experience You’ve Ever Had?

Buying a home? Click here to perform a full home search

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Whether it’s online or in person, I want to hear about the times when you’ve had an outstanding customer service experience. How might those experiences correlate to real estate? Maybe you’ve had a few experiences where you wished your Realtor would have done this or that thing—good or bad, I want to know about it, because we’re pushing our customer service experience to the highest level possible. By polling you and hearing your feedback, we aim to make our service the best it’s ever been. We would love to hear your feedback, so if you have any stories to share with us, please feel free to reach out.

Posted in Customer Service
Oct. 30, 2018

Our Annual Thanksgiving Pie Giveaway Is Almost Here

Our annual Thanksgiving Pie Giveaway is coming up, so don’t miss your chance to sign up.

Buying a home? Click here to perform a full home search

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Fall has arrived and Thanksgiving is just around the corner, so, in the spirit of the season, our team would like to show how grateful we are for you by taking care of the dessert for your Turkey Day feast.

That’s right: Our annual Thanksgiving Pie Giveaway is coming up.

 

We're so thankful for your continued support.

 

To receive your own complimentary pumpkin pie, all you need to do is fill out this form.

Once you've filled out the form, your pie will be available at the Keller Williams Office at 6703 Academy Rd. NE, Albuquerque, NM 87109 at the time you selected. If you have any questions or concerns, please call our office at 505-750-3305.

We’re so thankful for your continued support and we hope you have a happy Thanksgiving! 

If you have any questions about real estate in the meantime, don’t hesitate to reach out to us. We’d love to help.

Posted in Events
Oct. 17, 2018

A Special Deal That Will Help Buyers Save Big

Our new partnership with Keller Mortgage will allow homebuyers approved for a loan to save money on their next purchase with us. Here’s what you need to know.

Buying a home? Click here to perform a full home search

Selling a home? Click here for a FREE Home Price Evaluation

Keller Williams Associates has entered a new partnership with Keller Mortgage. 

We now have a special deal in which you get the Zero Plus Loan whenever you work with a Keller Williams agent, like ourselves, or whenever you list a property with us and have buyers behind your listing.

The Zero Plus Loan allows you to save on the lender closing costs. We’ve seen clients save between $3,000 and $10,000 on average when they purchase a home with a loan through Keller Mortgage. The lender closing costs that are traditional fees, like origination, underwriting, and other related buyer closing costs aren’t charged, and there’s even a credit back towards the appraisal and other costs when you close a loan over $150,000.

 

  We’ve seen clients save between $3,000 and $10,000 on average when they purchase a home with a loan through Keller Mortgage.   

 

Of course, we have several other lender partners we work with regularly; not every situation will make sense to use a a Keller Mortgage product. Regardless, we would still love to speak with you and find out what is best for your situation.

If you or someone you know is interested in buying and want to save some money, you might want to see if you can get qualified with Keller Mortgage. 

To get more information, click here or feel free to reach out to us. We’d love to tell you more.

Certain officers, directors, and owners of Keller Williams Realty, Inc. have ownership interests in KellerMortgage. You are not required to use Keller Mortgage. Please read our Affiliated Business Arrangement Disclosure HERE

 

 

Posted in Home Buyer Tips
Sept. 27, 2018

The Top 8 Costly Mistakes New Homeowners Make

If you’re a new homeowner, there are eight costly mistakes other new homeowners typically make within their first year of homeownership that you need to avoid. 

Buying a home? Click here to perform a full home search

Selling a home? Click here for a FREE Home Price Evaluation

If you bought your first home within the last year, there are eight costly mistakes you need to avoid:

1. Not getting multiple bids for remodeling projects. New homeowners typically go with the first or the lowest bid instead of considering all of their options, such as the quality of each contractor’s workmanship and what their reviews say. If you’re thinking of doing some remodeling, give us a call so we can refer you to several contractors who offer a reasonable price for quality craftsmanship. 

2. Submitting small insurance claims. You should only submit an insurance claim for your home if it’s a big issue that you can’t cover out of pocket. Insurance is only for emergencies, and if you submit small insurance claims, your insurance will add up to bigger premiums or bigger deductibles that won’t save you money in the long run. It can even prevent you from getting insurance in the future. 

3. Making improvements that don’t improve their return on investment. Don’t spend too much money on a kitchen or bathroom remodel or do anything that doesn’t add any real value to your home without checking with us first. 

4. Going on a furnishing spree. Oftentimes, new homeowners will buy a lot of furniture very quickly and potentially rack up a lot of debt. It’s hard to maintain your home and pay for these costly furnishings. Try checking out apps such as Letgo or Mercari or browsing Craigslist to find deals on great used stuff. You could also try buying discounted furniture from someone else who’s upgrading their home. 

 

  If you’re thinking of doing some remodeling, give us a call so we can refer you to several contractors.

 

5. Throwing away receipts and important paperwork. Don’t do this until you talk to your tax professional, because many of the costs of buying, closing, and moving into your new home can be written off on your taxes. 

6. Forgetting about the smaller inspection report items that still need to be fixed. Dig up your inspection report and check if you missed any small repairs you still need to do. For example, perhaps the smoke detectors were missing batteries. In this case, you should add new ones before you forget because that could be a big safety issue down the road. 

7. Remodeling without doing research first or checking if they need permits. Again, be sure to check with us if you’re doing any remodeling so we can refer you to a contractor who can double-check these things for you. 

8. Making repairs themselves with cheap tools. Buy nice tools so you can make quality repairs on your home and don’t allow yourself to skip corners. If you’re going to make the repairs yourself, you might as well make them at a high level. 

Posted in Home Buyer Tips